This piece from McKinsey is a perfect example of how digital age thinking and technology can and will and are disrupting traditional systems, such as banking. It demonstrates the possibilities of this age and as Blockchain becomes more entrenched it is both an exciting time for creating value but also dangerous for those firms who do not see digital transformation as a priority. The story of Kodak is both poignant and relevant.
http://www.mckinsey.com/industries/financial-services/our-insights/fintechs-can-help-incumbents-not-just-disrupt-them